Death in Service Calculator

Understand your DIS cover with our
free benefits calculator.
Understand Your Police Death in Service Cover

Death in Service Benefit Calculator

Every police officer who cares about their families will care about their financial future should they fall ill and/or die. To make sure that dependants are not left in a vulnerable position, it’s vital to first understand what their financial position will be.

TALK TO THE EXPERTS

Ensure your family is fully protected.

The first thing to do to understand what your family’s financial position will be is to determine.

  1. What income they would need.
  2. What income they would receive.

To help you do that, we’ve built a death in service estimator for you to get an approximation of your dependant’s financial position should you die tomorrow.

For less than your home insurance and car insurances you can protect something far more important to your family. Their future!

How Financial Support Is Calculated

For police officers, income received will be the total of pension scheme benefits, federation insurance scheme benefits, state benefits, private insurances etc, minus the amount of money needed to cover debts, mortgages, immediate expenses and longer-term expenses.

Life Assurance plans typically have no cash in value at any time and cover will cease at the end of term. If premiums stop, then cover will lapse.

If There’s a Shortfall

If you find that there is a shortfall in the capital needed, then a simple low-cost life assurance plan will provide a solution.

Ensure Your Family’s Financial Security

Specialist Protection Advice

Get tailored guidance from advisers who understand police benefits and Death in Service cover. We’ll help you assess your current protection and explore options to safeguard your loved ones’ future.

Request a call back to receive a no-obligation quote by email

Contact Information

Call Now: 0191 495 4747

Reach out to Polfed Mortgages today for personalised assistance with mortgages and mortgage protection  insurance tailored to the needs of the police community.

Get in touch via phone or email, and one of our dedicated team members will be ready to support you every step of the way.

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