Mortgage Services

Our initial consultation and quoting services
are offered completely free of charge.
Full Range of Mortgage Services

Why Clients Choose Us?

Mortgage advice is inherently personal, as each individual’s circumstances, goals, and requirements vary. At Polfed Mortgages, we understand the unique needs of the police community. We’ll take the time to learn about your situation and preferences, discussing various mortgage options such as fixed rates, discounted rates, and standard variable rates. Our team will thoroughly research the entire mortgage market to identify the deals that best suit your current circumstances.

First Time Buyers

Let our seasoned team walk you through every step, providing expert guidance on mortgages, surveys, solicitors, insurance, and ensuring a smooth path towards your dream home.

Home Movers

Moving house might feel overwhelming, but with our knowledgeable advisers, you can expect a seamless journey from discovering the perfect mortgage deal to assisting you every step of the way until moving day.

Additional Borrowing

We’ll investigate various options, including borrowing more from your current lender, exploring new lenders, or considering second mortgages or secured loans, to discover the best fit for you.

Lower Payment Rates

We often discover better deals for clients aiming for lower mortgage payment rates. We offer to review their mortgages and explore switching to a new lender to potentially save them money.

Buy to Let

Whether you’re a new landlord purchasing your first property or an experienced one reviewing existing portfolios, we have access to the entire market of buy-to-let mortgages to fulfil every need.

Mortgage Protection

Benefit from our quick and hassle-free mortgage protection insurance service, provided by friendly specialists with years of experience. We’re here to find the perfect deals tailored to your needs.

Talk to the Experts

Getting You the Best Deal

Quick Mortgage Quote

Our mortgage advisers will provide quotes for your options.
Complete the Quick Quote Form Now!

Mortgage Protection Insurance

Safeguard your home with Mortgage Protection Insurance.
Click here for a free quote!

Mortgage Budget Calculator

Find out how much you can afford to borrow.
Complete the budget calculator form now!

Navigating Mortgages with Ease

4 Simple Steps to Securing Your Mortgage

Step 1

Discovery: Understanding Your Needs, Exploring the Market.
We gather information about your current circumstances and your mortgage requirements. We use this information to research the whole of the mortgage market, ensuring we find the right deal for you.

Step 2

Preparation: Streamlining Your Mortgage Process.
We organise and complete the submission of the necessary paperwork for your mortgage, including your ‘Mortgage in Principle’. We can also deal with solicitors as well as arrange any insurance quotes that you need.

Step 3

Implementation: Guiding Your Mortgage Journey to Completion.
We deal with the lender on your behalf, managing your mortgage process through to completion and keeping you informed with regular updates.

Step 4

Completion: Continuing Support for Your Financial Journey
Once your mortgage completes we will arrange to stay in touch in order to review your mortgage and insurances to see if we can save you any more money.

Police Community Mortgage Services

Client Testimonials

  • Having used mortgage advisers in the past I found your staff more helpful. The adviser in our opinion went the extra mile which is a rarity these days. Each product was explained in detail in terms that both my wife and I understood. Too often these days advisers just push for a quick sale. Joanne’s ethics are a credit to herself and a clear asset to your company. I have already passed on her details to friends and will continue to do so. I wish I had found your company earlier!

    Mr S and Mrs K Scott
    Polfed Mortgages
  • Our experience of buying our first home was made stress free by the service we received.

    Mr King & Miss Wilkinson-Bewick
    Polfed Mortgages
  • From our first conversation right through to our mortgage being completed Cathy has been extremely helpful, understanding and reassuring when we have needed it and we cannot thank her enough for all the hard work she has done for us to enable us to buy our dream house.

    Mr & Mrs Cox
    Polfed Mortgages
  • My adviser has been helping me with my mortgage application from day one to completion with a very friendly and experienced approach. It all started with a phone call about the possibility of buying my first home. I had a bit of trouble along the way with my first couple of offers for houses and the application for a mortgage. Joanne gave realistic advice and support throughout the whole period, remaining very professional and never being more than a quick phone call away or email. Great service given to a naïve first time buyer.

    Mr R Botwright
    Polfed Mortgages

Contact Information

Call Now: 0191 495 4747

Reach out to Polfed Mortgages today for personalised assistance with mortgages and mortgage protection  insurance tailored to the needs of the police community.

Get in touch via phone or email, and one of our dedicated team members will be ready to support you every step of the way.

Request Some Help

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